{"id":93,"date":"2026-10-29T10:00:00","date_gmt":"2026-10-29T10:00:00","guid":{"rendered":"https:\/\/www.kimmarinloans.com\/blog\/?p=93"},"modified":"2026-10-29T10:00:00","modified_gmt":"2026-10-29T10:00:00","slug":"como-comprar-una-casa-guia-para-compradores-actuales","status":"publish","type":"post","link":"https:\/\/www.kimmarinloans.com\/blog\/2026\/10\/29\/como-comprar-una-casa-guia-para-compradores-actuales\/","title":{"rendered":"C\u00f3mo comprar una casa: Gu\u00eda para compradores actuales"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Comprar una casa implica varios pasos: evaluar tus finanzas, establecer un l\u00edmite mensual que incluya capital, intereses, impuestos, seguro y cuotas, obtener una preaprobaci\u00f3n, buscar propiedades, hacer una oferta con contingencias, realizar inspecci\u00f3n y tasaci\u00f3n, y finalmente cerrar la operaci\u00f3n. La asequibilidad depende de ingresos estables, una permanencia de 5 a 7 a\u00f1os, puntaje crediticio (generalmente 620+), pago inicial (usualmente entre 3% y 20%) y fondos de reserva. Compara tipos de pr\u00e9stamos y prestamistas, investiga vecindarios y comprende todos los costos. Prot\u00e9gete con contingencias y mant\u00e9n la propiedad despu\u00e9s de la compra.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/ccr-mag.com\/how-to-buy-a-house-a-step-by-step-guide-for-todays-buyers\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Comprar una casa implica varios pasos: evaluar tus finanzas, establecer un l\u00edmite mensual que incluya capital, intereses, impuestos, seguro y cuotas, obtener una preaprobaci\u00f3n, buscar propiedades, hacer una oferta con contingencias, realizar inspecci\u00f3n y tasaci\u00f3n, y finalmente cerrar la operaci\u00f3n. La asequibilidad depende de ingresos estables, una permanencia de 5 a 7 a\u00f1os, puntaje crediticio [&hellip;]<\/p>\n","protected":false},"author":494,"featured_media":94,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-93","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts\/93","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/users\/494"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/comments?post=93"}],"version-history":[{"count":1,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts\/93\/revisions"}],"predecessor-version":[{"id":95,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts\/93\/revisions\/95"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/media\/94"}],"wp:attachment":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/media?parent=93"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/categories?post=93"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/tags?post=93"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}