{"id":90,"date":"2026-10-28T10:00:00","date_gmt":"2026-10-28T10:00:00","guid":{"rendered":"https:\/\/www.kimmarinloans.com\/blog\/?p=90"},"modified":"2026-10-28T10:00:00","modified_gmt":"2026-10-28T10:00:00","slug":"down-payment-help-buyers-should-know","status":"publish","type":"post","link":"https:\/\/www.kimmarinloans.com\/blog\/2026\/10\/28\/down-payment-help-buyers-should-know\/","title":{"rendered":"Down Payment Help Buyers Should Know"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/kim-marin\/find-down-payment\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Across the US, &gt;2.5K down payment assistance programs can support buyers through grants, matched savings, forgivable loans, deferred loans, or shared-equity help.<br \/>\nNot every option requires repayment; some grants are free, while certain loans are forgiven gradually when buyers stay in the home longer.<br \/>\nStart with state housing finance agency, then check county or city offices; local programs can carry different rules, funds, deadlines, and eligibility.<br \/>\nBefore choosing assistance, weigh tradeoffs: some options may affect interest costs, processing speed, monthly payments, moving timelines, or future sale proceeds later.<br \/>\nBuyers should identify the program first, then compare approved mortgage lenders tied to that program before starting a full application process confidently.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Across the US, &gt;2.5K down payment assistance programs can support buyers through grants, matched savings, forgivable loans, deferred loans, or shared-equity help. Not every option requires repayment; some grants are free, while certain loans are forgiven gradually when buyers stay in the home longer. Start with state housing finance agency, then check county or city [&hellip;]<\/p>\n","protected":false},"author":494,"featured_media":91,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-90","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts\/90","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/users\/494"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/comments?post=90"}],"version-history":[{"count":1,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts\/90\/revisions"}],"predecessor-version":[{"id":92,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts\/90\/revisions\/92"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/media\/91"}],"wp:attachment":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/media?parent=90"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/categories?post=90"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/tags?post=90"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}