{"id":72,"date":"2026-10-21T10:00:00","date_gmt":"2026-10-21T10:00:00","guid":{"rendered":"https:\/\/www.kimmarinloans.com\/blog\/?p=72"},"modified":"2026-10-21T10:00:00","modified_gmt":"2026-10-21T10:00:00","slug":"millones-de-viviendas-suburbanas-califican-para-hipotecas-sin-pago-inicial","status":"publish","type":"post","link":"https:\/\/www.kimmarinloans.com\/blog\/2026\/10\/21\/millones-de-viviendas-suburbanas-califican-para-hipotecas-sin-pago-inicial\/","title":{"rendered":"Millones de viviendas suburbanas califican para hipotecas sin pago inicial"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>El Programa de Pr\u00e9stamos Garantizados Secci\u00f3n 502 del USDA ofrece a compradores calificados hasta el 100% de financiamiento para viviendas en \u00e1reas rurales elegibles, que pueden incluir peque\u00f1os pueblos, zonas periurbanas y algunas comunidades suburbanas. La elegibilidad depende de la ubicaci\u00f3n, l\u00edmites de ingresos (generalmente menores al 115% del ingreso medio del \u00e1rea) y la aprobaci\u00f3n del prestamista. Aunque no se requiere pago inicial, s\u00ed aplican tarifas y costos de cierre, y los compradores deben considerar todos los gastos de ser propietario. Consultar la elegibilidad de la propiedad en l\u00ednea es un primer paso recomendado.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/nypost.com\/real-estate\/usda-502-loan-mortgage-guide\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>El Programa de Pr\u00e9stamos Garantizados Secci\u00f3n 502 del USDA ofrece a compradores calificados hasta el 100% de financiamiento para viviendas en \u00e1reas rurales elegibles, que pueden incluir peque\u00f1os pueblos, zonas periurbanas y algunas comunidades suburbanas. La elegibilidad depende de la ubicaci\u00f3n, l\u00edmites de ingresos (generalmente menores al 115% del ingreso medio del \u00e1rea) y la [&hellip;]<\/p>\n","protected":false},"author":494,"featured_media":73,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-72","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts\/72","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/users\/494"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/comments?post=72"}],"version-history":[{"count":1,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts\/72\/revisions"}],"predecessor-version":[{"id":74,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/posts\/72\/revisions\/74"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/media\/73"}],"wp:attachment":[{"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/media?parent=72"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/categories?post=72"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kimmarinloans.com\/blog\/wp-json\/wp\/v2\/tags?post=72"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}