As we move through 2026, it’s encouraging to see that while mortgage rates are higher than earlier this year, they’re still below 2025 levels. For many families I work with, this means more options and improved pathways to homeownership, especially for those who may have felt sidelined by previous rate hikes. Lower rates are making it possible for more buyers to qualify for financing, whether you’re planning that first purchase or considering an investment property.
The condo market is also showing signs of stabilization, with improved affordability bringing buyers back—condos have even outperformed single-family homes on price gains in several metros recently. This is a great reminder that building equity and growing your housing wealth is still within reach, particularly in the Midwest, where affordability remains a key advantage in planning conversations.
If you’re exploring the possibility of homeownership or looking to refinance, these shifting conditions could open up more workable mortgage solutions for you. My focus has always been on guiding families through every step of the process, with a special emphasis on first-time homebuyer programs and down payment assistance. It’s a privilege to support you as you turn your homeownership goals into reality.
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